The news of Insurance Fraud in India pop up regularly in media. The insurers are losing millions as a result of fraudulent claims and fraudsters have posed a serious threat to insurance industry. The fraudulent insurance claims are generally made by forming a strategy and are supported by fabricated documentary evidence such as fake death certificate, hospital bills, medical reports and in some cases police report. The beneficiaries also arrange for false witnesses in support of their claim. Under such circumstances, a basic investigation is not enough to expose the fraud and thus a detailed investigation needs to be carried out to verify the death, cause of death, place and time of death and other particular information. The organised gangs have emerged who have nexus with doctors, police officials, municipal office and village administrators. To fight with this menace, the insurers have either set-up their own fraud control units or have outsourced the said work to specialized agencies.
Our team of expert investigators is specialized in death claim verification in India and have the potential to smell the rat and expose the fraud. Their experience in the industry has enabled them to prudently differentiate fraudulent claims from the genuine claims. Analysis of minute details gives a clue as to the genuineness or fraud involved in a claim. The suspected documents and information are verified in a specialized manner which reveals the truth of the claim. During the claim investigations, the statements of third parties who are familiar with the death of the insured are also recorded and matched with that of the beneficiary. If their is any inconsistency between the statements, the same is investigated in detail. After the investigation is complete, we will send you a detailed report containing all the relevant information.